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Instant & secureaccount-to-accountpayments
in your bank's app

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Transparent Network
Ukraine's first consortium of banks
Easy payments – hassle-free!
From coffee to utility bills
No need to provide payment details or sensitive data – just seconds and it`s done
Use cases

P2P transfers
Send money to friends or family instantly, even between different banks
By phone number, QR code, or payment link

Online payments
Make secure online payments
in seconds
in seconds
Just scan the QR code or follow the payment link
How to use
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Select Transparent Network as your payment method
When paying online.
A QR code will appear on the screen
A QR code will appear on the screen

Scan the QR code
With your phone camera or in your banking app. Or tap your bank's logo on the payment page

Confirm the payment in your bank’s app
Enter the confirmation code if required
Where to use

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200 UAH back
to balance
Pay utility bills on city24.ua – get 200 UAH back for payments from 1,000 UAH via Transparent Network
Learn more
Why choose
Transparent Network?
How Transparent Network
transforms payments
transforms payments
It's convenient
Just scan the QR code instead of entering payment details manually
It's instant
Send and receive money from account to account in seconds
It's secure
Pay without sharing secret data, reducing fraud risk

Future updates
Public funds, payments of international organizations and communities
Every transaction involving public funds is transparent and fully auditable.
In-store transactions
No need to seek cash or wait for terminals. Show the QR code or scan it and pay in a few clicks.
Be the first to discover new features
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Instantly get funds for your
account without commissions.ісій.
account without commissions.ісій.
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Partners
Businesses
Secure payments in real time, with lower commission, regardless of the amount
Learn more
Banks
Instant, direct payments between banks and businesses on the basis of the NBU's SEP
Learn more
Partners
Transparent financial operations that strengthen confidence in the country, institutions, businesses,
and customers
Learn more

Become a part
of Transparent
Network
Network
Frequently asked questions
Learn more about
Transparent Network
Transparent Network
What is Transparent Network and how is it different?
How does Transparent Network reduce transaction fees?
What are the main advantages of Transparent Network?
How do merchants benefit from Transparent Network?
Who are the founders of the Transparent Network?
Who can use Transparent Network?
How fast are transactions on the Transparent Network?
How to start working with the Transparent Network?